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Golden Meter

Complete zakat calculator

Gold, silver, shares, cash and debts in one calculation at today's prices — with a yearly hawl reminder
Cash & savings
EGP

Bank balances, deposits and saved cash.

Gold

Enter the weight in grams of gold you save or hold as an investment, per karat.

g
g
g
g
g
Silver
g
g
g
g
Shares & investments
EGP

Shares held for trading: zakat on full market value. For long-term holdings some scholars levy zakat only on your share of the company's zakatable assets.

EGP
EGP
EGP

Deducted from your total.

Method
Nisab

Many contemporary scholars use the gold nisab for money; the silver nisab is more cautious and benefits the poor.

Year

If you track zakat on the Gregorian year, the rate rises to 2.577% because it is 11 days longer than the lunar year.

How to calculate zakat, step by step

1. Add up all zakatable wealth in one currency: cash and balances, the value of saved gold and silver at today's prices, the market value of shares, trade goods and collectable money owed to you.
2. Subtract debts that are due now.
3. Compare the result with the nisab (85 g of gold or 595 g of silver). If it has reached the nisab for a full lunar year, 2.5% is due.

Zakat on gold by karat

The nisab is measured in pure gold, so each karat is converted to its 24K equivalent: 1 g of 21K = 0.875 g pure, 1 g of 18K = 0.75 g. For example, 100 g of 21K equals 87.5 g of pure gold — above the 85 g nisab.

Gold or silver nisab?

The silver nisab is worth far less than the gold nisab today, so using it makes zakat due on smaller amounts. The calculator lets you choose and shows both values in your currency. Someone holding only gold uses the gold nisab; only silver, the silver nisab.

Frequently asked questions

What is the nisab today?

The gold nisab is 85 g of 24K gold (about 610,145.04 EGP today) and the silver nisab is 595 g of pure silver (about 63,334.58 EGP). The calculator shows the nisab in your country's currency.

Is zakat due on jewelry I wear?

Scholars differ: the Maliki, Shafi'i and Hanbali schools generally exempt jewelry worn for permissible use, while the Hanafi school requires zakat on it. Gold saved or held as an investment is zakatable by consensus. Enter what is zakatable under the school you follow.

How do I calculate zakat on shares?

Shares bought for trading are zakatable at 2.5% of market value on your zakat date. For long-term investments many scholars levy zakat on your share of the company's zakatable assets; if unknown, paying on market value is the cautious option.

Do I combine gold, silver and cash to reach the nisab?

Yes. Most scholars combine cash and trade goods with gold and silver to complete the nisab, since all are forms of currency. The calculator adds everything and compares it to the nisab you choose.

When does the zakat year (hawl) start?

The hawl starts on the day your wealth first reaches the nisab. After one full lunar year, if it hasn't dropped below the nisab, zakat is due. Save that date in the reminder form and we'll email you every year.

Are debts deducted?

Many scholars deduct debts that are due now before calculating zakat. For long-term loans, only the current year's installments are deducted.